I wouldn't want to modify mine because there's no reason for it. I play online, and digital games are incredibly cheap these days. We're not at predatory pricing schemes from companies like Game Stop anymore (they're on their way out, good riddance) and the days of going to a store are long gone.
Microsoft was nice enough to give us Kodi. Although it seems trivial, that's more than sony has ever done. Back when I modified my 360, they caught me and flagged my console but never got banned. Sony, on the other hand, did ban my console. Microsoft gets my money these days, Sony does not. So even if I could install a modchip for a customer, I wouldn't do it. Not just because I don't work on anything current generation, but because they were nice to me. And despite public opinion, Bill Gates is not an asshole, he's given away some $50 billion dollars already and chipped in a significant amount towards covid research.
Off topic but do people pirate windows 10? Probably, but not like the old days because its free with every computer and with every upgrade from windows 7 and 8. I spent a few minutes on google, there are legitimate vendors who sell keys for $25, and the iso is free from microsoft. It's still free if you don't activate it (but there's a few limitations) and it's also free for students. So, I guess my point is that they did all they could do negate any reasons to rip them off.