So I accepted a job offer at a telco company

And the package is not bad. My net salary is about 2230 NZD (I use this currency since I studied in NZ, the indonesian rupiah has too many zeros). I got a good health insurance as well. The bonus perks are quite fantastic. there is a guarantee of extra two months salary. If the company reaches its profitability target, you can 2-4.5 times monthly salary bonus. If I calculate the bonuses, it seems I could save as much as 22,000 NZD/year. if I convert this into Euro, it's approximately 12900-ish euro. Meaning, to get this much money, you need to save at least 1080-ish euro/month. Do europeans save that much per year?

Here in Jakarta, I spend 800 NZD/month. 300 for rental (single room), 300 for food (all delivered), 200 for misc perks. Since I have a mortgage to pay, I pay an extra 450. the total cost is around 1200. My salary was around 1700 NZD. With a salary boost, now I have more money to save. Yay!

I asked this question because I still apply jobs in europe. That recruiter from switzerland ghosted me, which bummed me out. But after looking at Zurich's living cost, I was startled, that's like insanely expensive. I really prefer to work in Germany, unfortunately the company that I applied ghosted me too even after I submitted my test (it was a business case study using R for data analysis). I still have a job application from Estonia. But after seeing Estonia's climate, which can reach -35 celsius degree during the winter, I question myself if I really want to go there. Still, I will finish the test for the completionist sake. I want to know if I have what it takes to crack the european job market.

Comments

Savings per year varies from person to person. Though in most cases "none" or "have less than 1000 in" is probably what you will encounter. This changes more as people get older and think about retirement.

European job market is an odd one as Europe is anything but homogenous -- the differences if you want more local comparisons to you would be like comparing Jakarta to rural Aceh. Typically it is split western and eastern but things vary considerably even then, and even within countries. Germany and Switzerland being two rather rich countries, Estonia being part of the USSR during that whole bit held it back somewhat but between close ties with Finland and some awfully clever investments and choices it is clawing its way up very fast (has some serious tech, serious incentives to bring people in, pretty nice standard of life -- not so many people know about it but those that do are paying close attention).
 
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